|
Office:(209)694-8781 Cell:(209) 559-0682
|
Sign Up For Our eNewsletter, FREE!
There are always important changes happening in the real estate market, locally and nationally. These changes can affect YOU.
Find Out More >
View All Offers >
|
Thanks again for all your efforts in our behalf!
Just wanted to let you know we are having a ball with the cabin!
Mary Jean and Bill Roeber
Read Quote >
View All Quotes >
|
 Compare three mortgages at one time.
Download TripleCalc now. It's free. |
Melissa Oliver and The O Team are
some of The Top Selling Real Estate Experts™
Find Out More > |
|
|
 |
Read What People Are Saying About Us We always ask our clients to write or email us, and tell us truthfully how they appreciated our service to them. Their feedback is so important! Here are a few highlights of what people are saying about us...
"Hard Work"
"Thanks for your hard work"
"Cindy and Ted Shively"
"the best experience '
"the best experience I have ever had in the sale of a property"
"submitted by Jack E George"
Terrific job
"You guys did a terrific job with your service and follow up.
Christian Scheder
You have a story to tell about us. You've worked with us, and we've helped you buy or sell a home. We need your feedback. Others need your feedback, too! Please take a moment to fill out this form and tell us how we did... 
Financing Your Home >Owner Financing
If you are selling a house in which you have a lot of equity, and you don't need that equity to buy a new home, an owner-financing agreement may benefit you and your buyers.
Seller financing arrangements usually involve the buyers securing the largest portion of their purchase money from a mortgage company and getting a smaller second loan from the sellers. For example, they may finance 75% from a lender, put in 15% from savings, and ask the sellers to finance the remaining amount. The terms and interest rates on seller carry-backs are negotiated on a case-by-case basis.
Sellers may be able to negotiate a note that provides a better return on their money than 1-to-5 year CD's or treasury notes. They should ensure that the note protects them to the fullest. Use common sense when considering such a loan, and verify the buyers' income, credit history, and job stability before making your final decision.
|
|
|
Wells Fargo Home Mortgage
See what Max from Wells Fargo Home Mortgage can do .for you
Find Out More >
|
|
|
- NUMBER1EXPERTS™ 
