Tuolumne County, Sonora and Twain Harte real estate and homes for sale in California - Melissa Oliver and The O Team, REALTORS® Melissa Oliver and The O Team REALTORS(r) for Tuolumne County, Sonora and Twain Harte, California real estate - NUMBER1EXPERTS™ Melissa Oliver and The O Team NUMBER1EXPERTS(tm) for Tuolumne County, Sonora and Twain Harte, California real estate
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Melissa Oliver and The O Team, REALTOR®, real estate agents and broker for Tuolumne County, Sonora and Twain Harte California home listings, property and land for sale - NUMBER1EXPERT(tm)

All agents are NOT alike! Find out why we are top real estate experts. Call us: Office:(209) 694-8781 Cellular: (209) 559-0682/(209) 352-3540

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Don't Forget To Request A Quick Status Report On Any Homes Or Properties That Interest You! 

It can take days, weeks, or longer for changes to appear on web sites. Don't waste your time with less than current information. Request our free Status Report and find out if the homes you are interested in are still on the market, under contract, in escrow, or if the price has been reduced. 

The Status Report that you'll receive by email will also include other important information that has been left out or that is available to us through our professional resources, such as how long the property has been on the market, when it was last sold, what it sold for, and more. 

When you click on any link above, you'll see your chosen site, along with a form at the bottom of your screen. Use this form to request our quick Status Report on any homes or other real estate that interests you. It's free and without obligation. 

Remember: As top Tuolumne County, Sonora and Twain Harte area real estate agents, it's our job to know more about a property than any web site. Make sure you have the most current information! 



Real Estate Tips
First Time Buyers >The Seller May Pay

The costs of buying a home may be daunting. For example, you may have finally saved enough for a down payment on your first home, with a little left over to buy the furniture you will need. Then you hear about having to pay closing costs you weren't anticipating, and this may seem like a real setback.

One way to cover such a shortage is to make the sellers an offer that calls for them to credit you for some of the closing costs. As a rule, the sellers may pay a maximum of 3 percent of the sales price if the buyer is putting five percent down. If the buyer is making a down payment of 10 percent or more, the seller can contribute up to 6 percent of the sales price to cover the buyer's closing costs. Some items, such as prepaid taxes and the first month's mortgage payment, must be paid by the buyers. Sellers may also contribute to paying the appraisal, points, title insurance, settlement attorney fees, state or local transfer taxes and similar items.

Keep in mind that if the credit is included in the price of the house, the appraiser will have to justify the amount, based on sales prices of similar homes in the neighborhood.

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Real Estate Trivia
Q 
Where was the actual location of the fictional Genovian Consulate in the 2001 Disney comedy, "The Princess Diaries"?

A 
The historic Doheny mansion, located on the campus of Mount St. Mary's College, near downtown Los Angeles.
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Melissa Oliver and The O Team, REALTOR®, real estate agents and broker for Tuolumne County, Sonora and Twain Harte California home listings, property and land for sale - NUMBER1EXPERT(tm)

Melissa Oliver and The O Team
PMZ Real Estate

424 South Washington Street
Sonora, CA 95370
Office Telephone: 209-694-8781
Melissa's Cell: 209-559-0682
Team Line: 209--352-3540
Team Line: 209-352-3240
Fax: 866-257-5645
Email: melissao@melissao.com

Melissa Oliver and The O Team bring you several years of qualified experience in the Sierra Foothills of Tuolumne County. Melissa Oliver, Broker Associate, is a Certified Residential Specialist®, one of the highest designated certifications offered by the National Association of Realtors. She also holds a GRI (Graduate Realtor Institute) and the RRS (Resort and Recreation Designation) to better help her client's in all areas of their transactions. She specializes in the Tuolumne County area and also services the Calaveras County area. Melissa has expertise in residential, land, ranches, vacation, second home and 1031 exchange properties.

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