Tuolumne County, Sonora and Twain Harte real estate and homes for sale in California - Melissa Oliver and The O Team, REALTORS® Melissa Oliver and The O Team REALTORS(r) for Tuolumne County, Sonora and Twain Harte, California real estate - NUMBER1EXPERTS™ Melissa Oliver and The O Team NUMBER1EXPERTS(tm) for Tuolumne County, Sonora and Twain Harte, California real estate
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Melissa Oliver and The O Team, REALTOR®, real estate agents and broker for Tuolumne County, Sonora and Twain Harte California home listings, property and land for sale - NUMBER1EXPERT(tm)

All agents are NOT alike! Find out why we are top real estate experts. Call us: Office:(209) 694-8781 Cellular: (209) 559-0682/(209) 352-3540

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Melissa Oliver and The O Team are some of The Top Selling Real Estate Experts™
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Thinking About Selling Your Home Yourself?: Tuolumne County, Sonora and Twain Harte California home buying, real estate listings, and homes for sale in Tuolumne County, CA
Welcome > For Sellers > Thinking About Selling Your Home Yourself? ...


There's More to Selling Your Home than a "For Sale" Sign In Your Front Yard: Beware. 

Even if a simple sign in your yard did produce a buyer knocking on your door, how will you handle the following questions: 

"How does your home compare to others like it in Tuolumne County, Sonora and Twain Harte?" 

"How did you determine the fair market value of this property?" 

"What about financing? Can you help?" 

"If I make an offer, who will draw up the paperwork?" 

"Why aren't you using a real estate agent? Is there something wrong with the property?" 

"Since you aren't using a real estate agent, we can take their fee right off the top, right?" 

Selling your home is one of the most important financial transactions you will make in your life. Don't take risks. Selling your home is nothing like selling a car. Every home is different, and every homebuyer wants to offer you as little as possible. How do you determine the real market value? 

Almost all homes are sold using a real estate agent. As top real estate professionals, it is our job to help you negotiate with all those buyers who want something for nothing. Not to mention preparing your home for sale, marketing it locally in Tuolumne County, Sonora and Twain Harte and even nationally, and guiding you through the complex paperwork and pitfalls of escrow and closing. Make sure you are really ready to handle all of that before pounding that sign into your front yard. Errors can be extremely costly. 

Remember: Buyers want to offer you as close to nothing as possible! While that "For Sale By Owner" sign might sound like a good idea, it usually means a different thing to buyers: "Try to steal this one." 

If you must sell your own home, at least let us give you a sense of its true market value. Tell us a bit about your home, and We'll do a quick Comparative Market Analysis and let you know what we feel it is worth. We'll also describe, as experienced, top Tuolumne County, Sonora and Twain Harte real estate agents, how we would market your property. This is free, with no strings attached. 

Don't price your home by yourself! It's our job to analyze the Tuolumne County, Sonora and Twain Harte market and determine the true value of your property. It's FREE and without obligation... 

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Real Estate Tips
First Time Buyers >The Down Payment

Perhaps no single decision in a real estate purchase has more variables than "How much money do I put down?" Conventional wisdom centers around either putting down as much as you can or as little as the lender allows.

If you put down a large payment, you get some leverage with the lender, such as little or no mortgage insurance, a good equity position, and perhaps a preferred mortgage deal. You will also have lower mortgage payments. One potential disadvantage of a large down payment is that you will be using after-tax dollars on which you could be earning interest. You will also have less tax-deductible interest.

When you buy a home with a low down payment, you will have more tax deductible interest, and your investment value percentage will increase faster. You will have little equity at the outset, and your monthly mortgage payments (and perhaps your interest) will be higher. However, you will also keep more of your own money in hand to potentially earn more interest in other investments.

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Real Estate Trivia
Q 
What Pasadena, California house was the movie home of the eccentric "Doc" Brown in the 1989 film, "Back to the Future"?

A 
The famous Gamble House, a landmark of Craftsman architecture, is now open to the public for tours.
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Melissa Oliver and The O Team, REALTOR®, real estate agents and broker for Tuolumne County, Sonora and Twain Harte California home listings, property and land for sale - NUMBER1EXPERT(tm)

Melissa Oliver and The O Team
PMZ Real Estate

424 South Washington Street
Sonora, CA 95370
Office Telephone: 209-694-8781
Melissa's Cell: 209-559-0682
Team Line: 209--352-3540
Team Line: 209-352-3240
Fax: 866-257-5645
Email: melissao@melissao.com

Melissa Oliver and The O Team bring you several years of qualified experience in the Sierra Foothills of Tuolumne County. Melissa Oliver, Broker Associate, is a Certified Residential Specialist®, one of the highest designated certifications offered by the National Association of Realtors. She also holds a GRI (Graduate Realtor Institute) and the RRS (Resort and Recreation Designation) to better help her client's in all areas of their transactions. She specializes in the Tuolumne County area and also services the Calaveras County area. Melissa has expertise in residential, land, ranches, vacation, second home and 1031 exchange properties.

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PMZ Realty and homes for sale in Tuolumne County, Sonora and Twain Harte California

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